Pacific Coast Flag (California)

Welcome to Pacific Coast Flag (California)

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PAYMENT OPTIONS

We accept Visa, MasterCard, American Express, and Discover, for payment of your on-line transactions.  On the Checkout/Payment page, select the card type you want to use and then enter your card number, expiration date, and the card security code. Your Bill To address must match the billing address for your selected credit card.

Payment is convenient and immediate.

Payment is traceable. You can track the status of your payment using your credit card account.

You may have some liability coverage. Your credit card company may provide a certain level of purchase protection. Contact your credit card company to learn more.

 

About Credit and Debit Card Procedures

There is a general difference between paying with a credit card versus a debit card. Most credit card companies first authorize a customer's card when an order is placed, then actually charge the account when the item is provided -- in our case, at the time we ship your order.

Most debit cards reserve funds from a customer's bank account at the time of the original transaction. That amount, therefore, is unavailable to you.  When the order ships, the bank pays that debited amount. Please note how the situations below affect your accounts.

 

Pre-order Items

If you pre-order an item and pay with a credit card, the authorization for that purchase usually has an expiration time window which varies by credit card and can be confirmed by checking with your credit card/issuing bank. For items that are due to arrive in more than 30 days, we may need to obtain another authorization from your credit card company. Your credit card is charged only at the time we ship the product.

If you pre-order an item and pay with a debit card, your bank places a hold on your account for the amount of that purchase. If your pre-order has not shipped within the allotted authorization time frame, we may need to obtain another authorization from your debit card company. Debited funds are only paid to us when your order ships.

Please be aware that bank policies and procedures vary. If you experience any delays or errors regarding the availability of funds in your bank account, direct your questions to the bank.

 

Backorders and Other Delays

 Payment for backorders or delayed products is generally the same as described above for pre-ordered items. If you are using a credit card, it will be authorized but not charged until the item ships. If you are paying by debit card, your bank reserves the funds and forwards that amount to us when we ship the item.


Cancellations

If you cancel an order, or if an order is cancelled because a product is unavailable, your credit card will not be charged. If you used a debit card, please be aware that although we do not charge your card until the order ships, banks place a reserve against your bank account when your order is placed. If you used a debit card and your order was cancelled, it is your bank's responsibility to release the reserve against your account. Bank policies and procedures vary with regard to releasing a reserve on funds. Any questions about releasing funds should be directed to your bank.



About Credit Card Security


The personal information you enter in ‘My Account’ -- including your billing information -- is protected using Secure Sockets Layer (SSL) encryption technology. We use this technology to prevent your information from being viewable as it is transmitted over the Internet. The encrypted data goes to a secure site where your information is stored on restricted-access computers at restricted-access sites. Please see our Privacy Policy for further details.